Cheque bounce ho gaya? Pehle 30 din mein yeh zaroor karein

Start With Dates

Cheque dishonour matters are date-sensitive. The date of cheque presentation, return memo, receipt of bank information, notice dispatch, and delivery record may all become important. Before taking any step, keep a clear date chart.

Preserve The Paper Trail

Keep the original cheque, bank return memo, account statement, invoice or loan document, messages, emails, and any payment acknowledgement. These documents help establish the transaction background and the alleged debt or liability.

Demand Notice

A statutory demand notice is usually an important step before a complaint under Section 138 of the Negotiable Instruments Act. The contents, address, dispatch proof, and delivery status should be handled carefully.

Common Mistakes

• Waiting too long before checking limitation.
• Losing the original cheque or bank return memo.
• Sending informal messages without preserving proper records.
• Ignoring replies or settlement communications.